Why You Need Roadside Assistance Rider on Your Car Insurance

Picture your car stalling on a dark highway, miles from the nearest service station. The temperature outside reads 28 degrees, and your phone battery shows 15%. This scenario plays out for thousands of drivers annually. Fortunately, roadside assistance coverage may help during these crucial moments, turning potential crises into minor inconveniences.

What Does Roadside Assistance Cover?

Roadside assistance is an optional feature many auto insurance companies offer to help drivers in emergencies. It may provide services for situations where your vehicle becomes disabled or you’re unable to drive due to unforeseen issues. The following is a breakdown of what roadside assistance typically includes:

• Battery jump-start service—When your battery dies, this coverage may send a qualified technician to your location to jump-start your vehicle and get you moving again.
• Emergency fuel delivery—If you run out of gas, the service may bring enough fuel to get you to the nearest gas station.
• Lockout assistance—This coverage may include professional locksmiths responding when you lock your keys inside your vehicle.
• Towing services—When your car breaks down and can’t be fixed on-site, the service may provide towing to the nearest qualified repair facility within your policy’s mileage limit.
• Flat tire assistance—Trained professionals may either install your spare tire or patch the existing one, saving you from attempting roadside tire changes in dangerous conditions.
• Minor mechanical support—This coverage may help with basic mechanical issues like overheated engines or broken belts. Technicians may provide temporary fixes to get you to a repair shop.

How Much Is Coverage?

Adding roadside assistance to your existing auto insurance policy costs surprisingly little, and the annual premium is often cost-effective. Most insurance providers offer this coverage for less than paying out-of-pocket for a single tow.

Get Covered Today

Don’t wait until you’re stranded to consider roadside assistance coverage. Contact Insure One Way today to learn about our affordable roadside assistance options available near you.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.